Insurance Solution
Our insurance solutions business is focused on providing capital-based solutions to insurance companies and their stakeholders.
At Dynamix Capital Management, we provide capital efficient investment vehicles to our longstanding institutional insurance investors and we deploy our own capital into the insurance sector through direct equity investments, reinsurance arrangements and hybrid solutions.
Our Insurance Solutions team is led by a group of experienced investment and insurance professionals. Leveraging our investment
management capabilities across Dynamix Capital Management and Dynamix Capital, we seek to match long-duration liabilities with portfolios of high-quality investments to generate attractive, risk-adjusted returns for us and our partners.
Dynamix Capital's FlexGuard Life is an innovative approach to life insurance that offers a combination of:
Protection
Life insurance death benefit protection with options to choose a guarantee duration.
Growth
Multiple ways to grow cash values*, including our unique index strategies that offer levels of downside protection.
Access
Ability to access cash values*, and living benefits you can use in the event of chronic or terminal illness.
First…what is indexed variable universal life insurance?
An indexed variable universal life policy offers death benefit protection as well as the opportunity to build cash value in a variety of ways, including crediting strategies based on the performance of an index, like the S&P 500®, as well as underlying investment options. An IVUL allows you to choose investment options with upside potential and some with levels of downside protection to fit your needs. Your cash value can be used for any reason through loans or withdrawals*, to help meet your needs while you’re still living.
Choose the Death Benefit That’s Right for You
Dynamix Capital's FlexGuard offers you the opportunity to choose the amount and duration of death benefit to meet your individual needs and goals, whether it’s to help keep your family in their home, help children get a start on what they need to be successful—whatever is important to you.
Accumulate Cash Value Three Ways
Dynamix Capital's FlexGuard Life offers a choice of cash value growth opportunities. These can be changed as your needs change over time:
Fixed
a fixed rate option for low-risk, steady growth
Index Strategies
index strategies that can help grow your policy’s cash value in up markets and provide levels of protection, called buffers and floors, in downturns
Variable
variable investment options for the highest upside potential as well as the potential for loss
Levels of protection are available through floors and buffers on index-crediting strategies only. Variable investment options are available but do not offer protection levels.
Use Your Cash Value When You Need It
Typically, life insurance benefits are paid to your beneficiaries when you pass away. But it can also provide benefits you can use while you are alive, such as the ability to access* any cash value that builds up in the policy. Dynamix Capital's FlexGuard Life allows you to access the accumulated cash value in your policy for any purpose.
* Access to cash values is through policy loans and withdrawals. Unpaid loans and withdrawals reduce cash values and death benefits; may reduce the duration of the guarantee against lapse, which may lapse the policy; and may have tax consequences.
Contact your financial professional to learn more
Explore your options No matter your life insurance needs, we’ve got you covered.
Term Life Insurance
Offers affordable death benefit protection for a set period of time with the option to convert your policy to one of our permanent solutions should your circumstances change.
Universal Life Insurance
Offers a death benefit with no lapse while providing flexibility with premium payments and the potential to build cash value—and earning a minimum interest rate.
Indexed Universal Life Insurance
A policy with cash value growth potential that offers a death benefit with no-lapse guarantees and various crediting choices, so it can help you while you’re still living as well as providing for loved ones after you die.
Variable Universal Life Insurance
Offers a death benefit with no-lapse guarantees and has the greatest potential to build cash value compared with other permanent policies, but cash value can decline if underlying investments perform poorly.
Careers
We integrate sustainable investment practices into the heart of what we do. We want the investments we make to be a driving force for change: for our clients, their beneficiaries and the world we live in. To do this, we need people that are passionate about making a change in this world.
Innovatory Statements
Statements contained in this community that are not historical facts are based on our current expectations, estimates, projections, opinions or beliefs. Such statements are not facts and involve known and unknown risks, uncertainties, and other factors. Prospective investors should not rely on these statements as if they were fact. Certain information contained in this community constitutes “Innovatory statements,” which can be identified by the use of innovatory terminology such as “may,” “will,” “should,” “expect,” “anticipate,” “project,” “target,” “estimate,” “intend,” “continue,” “forecast,” or “believe” or the negatives thereof or other variations thereon or other comparable terminology.
Due to various risks and uncertainties, including those described in the prospectus, actual events or results or our actual performance may differ materially from those reflected or contemplated in such innovatory statements. No representation or warranty is made as to future performance or such Innovatory statements. In light of the significant uncertainties inherent in these statements, the inclusion of this information should not be regarded as a representation by us or any other person that our objectives and plans, which Dynamix Capital considers to be reasonable, will be achieved.
You should carefully review the “Risk Factors” section of the prospectus for a discussion of the risks and uncertainties that Dynamix Capital believes are material to its business, operating results, prospects and financial condition. Except as otherwise required by federal securities laws, Dynamix Capital does not undertake to publicly update or revise any innovatory statements, whether as a result of new information, future events or otherwise.